Take it home today.
Pay over time.
Choose the option that fits you: a Synchrony HOME credit card with special financing, or lease-to-own with Acima or Snap Finance. Apply online in minutes, then shop online or visit our Decatur showroom.
Compra sin necesidad de crédito perfecto.
Synchrony HOME Credit Card
Special financing on qualifying purchases at Ultimate Bargain Furniture.
- Promotional financing offers on qualifying purchases
- Dedicated credit line for your home
- Manage your account and pay online
- Apply online in minutes
Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary; ask a sales associate for current offers and terms. Credit is extended by Synchrony Bank.
Acima Lease-to-Own
No credit needed. Lease the furniture you need now and make flexible payments.
- No credit history required to apply
- Flexible payment schedules
- Early purchase options available
Acima is a lease-to-own program, not a loan or credit. Approval and terms are determined by Acima. Not available in all states.
Snap Finance
Shop without perfect credit. Get a quick decision and take your furniture home.
- Apply online in minutes
- Approval amounts based on your application
- Easy payment options
Snap Finance offers lease-to-own financing. Approval and terms are determined by Snap Finance. Not available in all states.
How it works
Apply online
Pick Synchrony, Acima or Snap above and apply in minutes from your phone.
Choose your furniture
Shop online and choose "Pay with Financing" at checkout, or visit our showroom.
Take it home
Pick up in store or get delivery anywhere in Georgia. Layaway also available.
Questions? Call (470) 695-9222 or visit 3889 Covington Hwy, Decatur, GA 30032.
Financing FAQ
Can I finance furniture with bad credit?
Yes. Acima lease-to-own does not require perfect credit; approval and terms are set by Acima. You can also use layaway to pay over time without credit.
What financing does Ultimate Bargain Furniture offer?
We offer the Synchrony HOME credit card with promotional financing on qualifying purchases (subject to credit approval), Acima lease-to-own, and layaway.
How does layaway work?
Put your furniture on hold with a deposit and pay the balance over time. Ask our team in store or call (470) 695-9222 for details.
Can I apply online?
Yes. Apply online in minutes, then shop online or visit our showroom at 3889 Covington Hwy, Suite A, Decatur, GA 30032.
Can I get delivery on financed furniture?
Yes. Financed purchases can be picked up in store or delivered anywhere in Georgia. See our furniture delivery page for fees.
See also: Furniture Delivery in Georgia · Bedroom Sets in Decatur, GA